Home Equity Loan
 
 
l   home   l
l   about us    l
l   product info    l
l   Home Equity Loan   l
Frequenty asked questions
FAQs

How much can I borrow?
Any amount from £3,000 to £50,000 depending on your circumstances.

What can I use the loan for?
Our loans have no restrictions for purposes.

What if I move house?
In certain circumstances your loan may be transferred to your new property, or simply clear the amount outstanding from your sale proceeds.

Over how long can I spread the payments?
Generally your loan may be repaid over any period between 3 and 25 years.

Can I repay the loan early?
The balance outstanding will be calculated and a rebate given on the outstanding interest in accordance with the Consumer Credit Act 1974.

What if I am off sick or lose my job?
Our optional insurance schemes are available to cover your monthly payment if you are unable to work due to illness, redundancy or unemployment. Can you guarantee this will not happen to you?

What if I want to borrow more?
Just contact us, even if your existing loan is still being repaid.
 
 
 
 

Personal loan from £5,000 to £100,000

Personal loan with good and bad credit history. We offer unsecured and secured loans


If you are looking for a Home Equity Loan then we can help. We specialise on providing loans for ay purpose. There are literally thousands of providers in the UK and each have a different criteria for assessing your credit rating, and therefore what loan they will provide you and at what rate. We deal with many of these providers, so even if you have a poor credit rating or are self employed we can get you the best possible loan.
Other amounts are available from £3,000 - £500,000 and terms by years from 3-30.
APR
Loan Amount
5
10
15
25
Years
Years
Years
Years
9.40%
£5,000
£103.79
£63.64
£50.71
£41.96
9.40%
£7,500
£155.69
£95.01
£76.07
£62.94
9.40%
£10,000
£207.58
£126.68
£101.43
£83.92
8.40%
£15,000
£304.79
£182.69
£144.11
£116.66
8.40%
£20,000
£406.38
£243.50
£192.14
£155.54
7.70%
£25,000
£500.23
£295.98
£230.90
£183.78
7.50%
£30,000
£597.54
£352.17
£273.84
£216.81
7.50%
£50,000
£995.90
£586.95
£456.40
£361.35
 
Typical example as follows: £15.000 over 120 months = £182.69 per month. Total repayable = £21922.80 APR 8.4% variable


You can unlock some of the money that you have tied up in your property with a Home Owner loan. The loan can be used for any purpose, and is available to anyone who owns their home.

Low rates of only 7.7% typical APR (variable)
Borrow any amount from £3,000 to £50,000
Reduce your monthly payments by borrowing over terms up to 25 years
Cover against the unexpected with our optional Personal Loan Repayment Cover
We have sourced a range of UK lenders and loan companies who offer very competitive loan rates. Even if you have a bad credit rating, arrears, defaults or ccj's we have the best rates available to UK homeowners. Complete our short enquiry form and we will contact you over the phone with loan quotes. Our simple, fast quotes and independent advice are free. Due to our buying power we have negotiated with a wide range of national UK lenders, guaranteeing to give you the BEST rates available for your circumstances.

To provide you with the best quote in the most efficient way, we have a state of the art call centre who will contact you to gather the information needed to give you the best quote.

Simply complete our free online enquiry form and we will contact you shortly.

Free with no obligation on your part
 

1st Applicant

2nd Applicant

 Full Name 

 

 

 Date of Birth 

   

     

 Employment 

 

 

 Resident In? 

 

 

 Annual income 

  £ 
        (no space / no comma)

  £ 
        (no space / no comma)
 
 

  Loan details

 Loan required 

    

 Repayment terms 

    

 Loan purpose 

    

  Contact details

For your convenience, we process all enquiries via our call centre. To be able to contact you promptly, please give us more than one contact telephone.

 Primary contact telephone

 

 Secondary contact telephone

 

 Work telephone

 

 Email

 

  Housing details

What is your housing situation ?

  

Questions for HOMEOWNERS only

 Value of your home ( approx.)

  £  (no space / no comma)

 Mortgage balance

  £  (no space / no comma)

 Monthly mortgage repayment

  £  (no space / no comma)

  Credit history

Poor credit history is not a problem for us. We are here to help you.
 To be able to offer you the most suitable loan product please provide us  the most accurate information

 Do you have poor credit ?

     Yes     No  

Number of mortgage arrears

    

Number of CCJs / Defaults

    

  Additional information (if any)

    

  I have read and agree with the Data Protection Statement

Loans subject to status. Loans secured on property. Written quotations upon request. Typical Example : £10,000 over 60 months is £208.11 per month. Total cost £12,486.60. APR 9.5% (variable)

Your home is at risk if you do not keep up repayment on a mortgage or other loan secured on it.